Put Your Money in the Hands That Know Best

Tim Hayes Is an Independent Financial Advisor With the Tools and Expertise to
Help You
Build Life the Way You Like It

Financial Advisor Boston

Whether you are an individual, small business, or company executive, Tim will set up a portfolio attuned to your unique needs.

Financial Adviser Tim Hayes

Tim is a financial advisor with the experience and knowledge you can trust to know which investment vehicles could be right for you.

Financial Advisor Insights

Tim’s affiliations might not be the biggest but his blog address big issues affecting readers, person or corporate.

3 Payment Options

Fee-Only %

Custom wealth management, I am a fiduciary adviser.

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Hourly Rate $60 an Hour

Ideal for clients who want financial planning, retirement planning, or wealth management advice but don’t want to move their accounts.

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Commission Depends on the Product

Ideal for smaller accounts (less than $50,000) and Roth IRAs and some 403(b) plans.

Flexible Payment Options

My Blog

Public Employee Pension Puzzle, Maybe Rhode Island Figured it Out?

Back in the day before private employers dismantled their traditional pensions and replaced them ...

The Fed Balance Sheet Reduction Schedule

The Fed has three options with its $4.3 trillion balance sheet. 1. Don’t worry about it. 2. Sell ...

The Politics of Money

The political season is upon us. And with Thanksgiving just around the corner, complete with ...

The Retirement Plans of Self Employment

Self-employed individuals who want to save more than 20% on taxes should look into the Solo 401(k), ...


  • Cambridge Investment Research
    • An Independent Broker-Dealer
  • Cambridge Investment Research Advisors, Inc
    • An SEC Registered Investment Adviser


  • Accredited Wealth Manager Advisor, or AWMA®
  • Accredited Portfolio Management Advisor℠, or APMA®
  • Accredited Investment Fiduciary, or AIF®
  • Certified Fund Specialist, or CFS®
  • Chartered Retirement Plan Specialist, or CRPS®

Securities Licenses

  • Series 66, The Uniform Combined State Law Examination
  • Series 7, General Securities Representative Exam
  • Series 6, Investment Company Products/Variable Life Contracts Representative Exam
  • Series 63, The Uniform Securities Agent State Law Examination

Tim Hayes

Financial Advisor


Named a Five Star Wealth Manager 5 Years Running

Five Star Wealth Manager

In 2018, 2819 Boston wealth managers were nominated with only 487 projected winners.

To receive the Five Star Wealth Manager award, financial advisors must satisfy a series of eligibility and evaluation criteria associated with wealth managers who provide services to clients. Recipients are identified through research conducted by industry peers and firms. Third party rankings and recognitions from rating services or publications are not indicative of past or future investment performance.For more information, go to www.fivestarprofessional.com.

Helpful Guidance, No Pushy Sales Pitch.

For a free, independent, and objective consultation, contact me today. 

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