Financial Advisor Tim Hayes

Financial Advisor Tim Hayes

Expert and highly personalized financial planning, retirement planning, and independent wealth management solutions for individuals, couples, and businesses in MA.,RI, NH, and ME.

Put Your Money in the Hands That Know Best

Life isn’t all about money, but it is an important tool for building the life you want. And, like any tool, best results happen when skilled, experienced hands are in control of it.

For over 25 years, I have studied the financial markets, always striving to learn more about, and adapt my knowledge to, the new financial “normal” as it is continually redefined.

The result: I can help you make smart investment decisions for every stage of your life, under all market conditions.

Recommending Good Investments

Every smart investment decision starts with listening to you and asking you the right questions, which include:

  • What are your short-term and long-term financial goals?
  • What kinds of financial assets are you working toward?

As an independent financial advisor, I have access to many financial products, including mutual funds, ETFs, stocks, bonds, annuities, and life insurance programs. I use these and other products to build custom portfolios for people, according to their individual needs and goals.

Choosing the Right Retirement Plan

I build and manage retirement accounts for individuals with rollover IRAs, public-school teachers with 403(b) accounts, and business owners for whom I design and manage SIMPLE, Solo 401(k) plans, and SEP Plans.

I also help employers to improve their 401(k) plans.

Providing Custom Solutions

As an independent financial advisor, I have access to many financial products, including mutual funds, ETFs, stocks, bonds, and annuities. I use them to build custom portfolios, trusts, and retirement plans for people and organizations.

Tim Hayes

Tim Hayes

Financial Advisor

Recent Posts

Managing Your Money: Active vs Passive Investing

With index investing, investors buy a basket of stocks or bonds. (Investors cannot directly invest in an index.) The most popular index is probably Standard & Poor’s 500 (S&P 500), which tracks the 500 largest companies on the NYSE or NASDAQ and is a staple in the menu of investment choices that many of you have in your 401(k)-plan.

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Bitcoin the Future of Money or a Novelty?

Proponents hail the bitcoin as the world’s first virtual currency, forgetting or unaware that 97% of today’s money is virtual.[1] Transacted without the use of physical cash, it is instead processed with bank money consisting of computer digits.

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