You have retirement accounts in a few different places. So does your spouse. Now that you are retired or thinking of retiring you are closer to using the money, but you haven’t changed the allocation or risk level of any of those accounts.
Moreover, you haven’t met with a financial advisor to discuss your retirement goals and accounts.
Risk Tolerance Analysis
An experienced retirement financial advisor can find out how well your investments match up with your risk tolerance and goals and income needs. Plus, they will make recommendations for changes to your finances if needed.
I am a financial advisor well-schooled in the economy, interest rates, bonds, and income stocks and funds as well as your risk concerns during retirement.