About Financial Advisor Tim Hayes

Solutions for People

  • 26+ years of experience
  • Licensed in MA, RI, NH, & ME
  • Offices in Boston and S. Dartmouth
  • Finance degree from the University of South Florida

Cambridge Investment Research

I am affiliated with Cambridge Investment Research and Cambridge Investment Research Advisors, Inc. Cambridge is an independent broker-dealer for financial professionals dedicated to offering unbiased investment advice to clients.

Financial Advisor Tim Hayes

Tim Hayes

Investment Advisor Representative

Securities Licenses Tim Holds

Series 66 Exam, taken 12-18-2012, scored 93%
Passing the exam qualifies candidates as both securities agents and investment advisor representative
Series 6 Exam, taken 02-23-1989, scored 92%
The exam measures the degree to which each candidate possesses the knowledge needed to offer the products of investment and insurance companies, including the sales of mutual funds and variable annuities.
Series 63 Exam, taken 03-22-1989, scored 86%

The exam qualifies candidates as securities agents within a state. Nearly all states require people to pass the Series 63 for state registration.

Series 7 Exam, taken 07-20-2005, scored 92%

Individuals who pass the Series 7 examination are eligible to trade all securities products: corporate securities, municipal fund securities, options, direct participation programs, investment company products, variable contracts, etc.

Other Licenses
I am also licensed to offer life, health, accident, disability and long-term care insurance plans, as well as fixed annuities.

Five Star Wealth Manager in 2017, 2016, 2015, 2014

Five Star Professional partnered with Boston Magazine to recognize a select group of financial advisors who provide quality services to their clients. In Boston, of the 3,542 financial advisors considered, only 814 received the 2015 award. Candidates are identified through firm nominations, peer nominations, and industry qualifications, and then are evaluated on ten eligibility and evaluation criteria. These include:

  • Client retention rates
  • Client assets administration
  • Firm performance review
  • Favorable regulatory compliance
  • Client complaint histories

Self-nominations are not accepted, and advisors do not pay a fee to be considered or awarded.

Five Star Wealth Manager

Self-nominations are not accepted, and advisors do not pay a fee to be considered or awarded.

To receive the Five Star Wealth Manager award, individuals must satisfy a series of eligibility and evaluation criteria associated with wealth managers who provide services to clients. Recipients are identified through research conducted by industry peers and firms. Third-party rankings and recognitions from rating services or publications do not indicate past or future investment performance. For more information, go to www.fivestarprofessional.com.

Tim’s Professional Designations

Accredited Investment Fiduciary, or AIF®

Accredited Investment Fiduciary

Individuals who hold the AIF® designation have:

  • Completed the AIF® Designation Training;
  • Passed the AIF® designation exam;
  • Met the designation’s prerequisites and qualification and conduct standards;
  • Accrued a minimum of six hours of continuing professional education, with at least four hours coming from fi360-produced sources;
  • Attested to a code of ethics.

Accredited Wealth Management Advisor or AWMA®

Accredited Wealth Management Advisor

Individuals who hold the AWMA® designation have:

  • Completed a course of study encompassing wealth strategies, equity-based compensation plans, tax-reduction alternatives, and asset-protection alternatives;
  • Passed an end-of-course examination that tests their ability to synthesize complex concepts and apply theoretical concepts to real-life situations;
  • Agreed to adhere to the AWMA® Standards of Professional Conduct, and are subject to a disciplinary process in that regard.

AWMA® designees renew their designation every two years by completing 16 hours of continuing education, reaffirming adherence to the Standards of Professional Conduct, and complying with self-disclosure requirements.

Chartered Retirement Plans Specialist, or CRPS®

Chartered Retirement Specialist

Individuals who hold the CRPS® designation have:

  • Completed a course of study encompassing design, installation, maintenance and administration of retirement plans;
  • Passed an end-of-course examination that tests their ability to synthesize complex concepts and to apply theoretical principles to life situations;
  • Pledged adherence to the CRPS® Standards of Professional Conduct, and are subject to a disciplinary process in that regard.

CRPS® designees renew their designation every two years by completing 16 hours of continuing education, reaffirming adherence to the Standards of Professional Conduct, and complying with self-disclosure requirements

Certified Fund Specialist

Institute of Business & Finance

CFS designation is awarded upon passing an examination on mutual funds, ETS, REIT’s, closed-end funds, and similar investments. Advanced studies on topics include:

  • Fund analysis and selection;
  • Asset allocation;
  • Portfolio construction;
  • Sophisticated investment strategies for risk management, taxes, and estate planning.

How Clients Pay For My Services

Hourly Fee

Some clients prefer to pay an hourly fee
$100/hour
Contact Tim

Commision

Others Prefer the Commission Model
varies
Contact Tim

Find me on: