Independent Advisor Blog
Articles are about big issues affecting readers, individual or corporate.
Back in the day before private employers dismantled their traditional pensions and replaced them with 401(k)s, if someone told you that they had a pension, you wouldn’t know whether they worked for the public or private sector.Read More
The political season is upon us. And with Thanksgiving just around the corner, complete with turkey, stuffing and football, you might find yourself in the middle of a heated family conversation about politics and money.
The Fiduciary Rule applies mostly to private sector retirement plans, such as 401(k)s, SEPs, SIMPLEs, and 403(b) plans that fall under ERISA. The administration believes the rule is needed because conflicts of interest are causing 401(k) participants and IRA owners to pay higher fees, resulting in smaller account balances.Read More