Financial Advisor Blog
Articles are about big issues affecting readers, individual or corporate.
403b TSA Planning for Teachers and Administrators in Massachusetts
For the past 26 years, I’ve had the pleasure of providing financial advice to educators as their financial advisor for their 403b plans. During this time, I have accumulated a reservoir of knowledge on your retirement system, the social security offset/windfall elimination, 403b plans, and other financial issues specific to educators
Read MoreThe Best Interest Contract Exemption
The Department of Labor believes that conflicts of interest in the financial services industry are hurting individuals who have retirement plans such as 401(k), SEP, SIMPLE, and IRAs.
Read MoreThe Public Employee Pension Puzzle
Back in the day before private employers dismantled their traditional pensions and replaced them with 401(k)s, if someone told you that they had a pension, you wouldn’t know whether they worked for the public or private sector.
Read MoreThe DOL Fiduciary Rule Put on Hold
The 5th Circuit Court of Appeals ruled on March 15 that the Department of Labor overstepped its bounds in creating the so-called fiduciary rule, parts of which went into effect last year.
Read MoreThe Impact of Tax Cuts on Your State Income Taxes and Your Investment Strategy
The big winners from the new congressional tax bill are corporations, which will see their tax rates reduced from 35% to 21% while keeping most of their deductions. However, second but little-talked-about winners are state governments, mainly in those forty or so states that align their tax codes with the federal system.
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