Financial Advisor Insights
Articles are about big issues affecting readers, individual or corporate.
Net Unrealized Appreciation (NUA) 401k Rules
If you own employer stock in your 401(k) plan and if that stock has gone up when you retire you should be aware of Net Unrealized Appreciation (NUA).
Read More
Cambridge Investment Research Named Broker-Dealer of the Year
Investment Advisor magazine has announced Cambridge as ‘2016 Broker-Dealer of the Year in Division IV1’ – the division representing independent broker-dealers with more than 1,000 producing rep-advisors.
Read More
403b TSA Retirement Planning for Teachers and Administrators in Massachusetts
For the past 26 years, I’ve had the pleasure of providing financial advice to educators as their financial advisor for their 403b plans. During this time, I have accumulated a reservoir of knowledge on your retirement system, the social security offset/windfall elimination, 403b plans, and other financial issues specific to educators
Read More
The Best Interest Contract Exemption
The Department of Labor believes that conflicts of interest in the financial services industry are hurting individuals who have retirement plans such as 401(k), SEP, SIMPLE, and IRAs.
Read More
The DOL Fiduciary Rule Put on Hold
The 5th Circuit Court of Appeals ruled on March 15 that the Department of Labor overstepped its bounds in creating the so-called fiduciary rule, parts of which went into effect last year.
Read More
The Impact of Tax Cuts on Your State Income Taxes and Your Investment Strategy
The big winners from the new congressional tax bill are corporations, which will see their tax rates reduced from 35% to 21% while keeping most of their deductions. However, second but little-talked-about winners are state governments, mainly in those forty or so states that align their tax codes with the federal system.
Read More 
Tim is a financial advisor that knows how to adjust your financial strategy to adapt to the change’s life throws at you.