Independent Advisor Blog

Articles are about big issues affecting readers, individual or corporate.

Tax Cuts, the U.S. Congress, and the New Tax Bill

Tax Cuts, the U.S. Congress, and the New Tax Bill

By: Tim Hayes Financial Advisor - posted in: Economy, Markets, and Interest Rates - Last updated May 19, 2019

Apparently, the Congress does not know who benefited from QE nor do they understand how the Federal Reserve reduces their balance sheet. Because if they did, there is no way they would support this tax bill.

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Can Tax Cuts Stimulate the Economy?

Can Tax Cuts Stimulate the Economy?

By: Tim Hayes Financial Advisor - posted in: Economy, Markets, and Interest Rates - Last updated May 19, 2019

President Trump’s tax proposal has four goals: (1) to “make the tax code simpler,” (2) to “give employees a raise” by reducing their income taxes, (3) to “level the playing field” by cutting taxes on American companies, and (4) to provide incentives for businesses to “bring back” the $2.5 trillion of cash they hold overseas

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The Bond Market Might Be President Trump’s Toughest Opponent

The Bond Market Might Be President Trump’s Toughest Opponent

By: Tim Hayes Financial Advisor - posted in: Investing Your Money - Last updated May 19, 2019

In 1994, Bill Clinton’s political adviser James Carville famously said, “I used to think that, if there was reincarnation, I wanted to come back as the president or the pope, or as a .400 baseball hitter. But now I would like to come back as the bond market. You can intimidate everybody.”

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Don’t Overreact to Skyrocketing Consumer Confidence

Don’t Overreact to Skyrocketing Consumer Confidence

By: Tim Hayes Financial Advisor - posted in: Economy, Markets, and Interest Rates - Last updated May 19, 2019

The last time consumer confidence got as high as it was this March was in December 2000, during the tail-end of the dot-com boom. Back then, though, it took only three months from that great reading for the U.S. to enter a recession.

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What the New Department of Labor (DOL) Fiduciary Rule Means to You

What the New Department of Labor (DOL) Fiduciary Rule Means to You

By: Tim Hayes Financial Advisor - posted in: Employers - Last updated May 19, 2019

The Fiduciary Rule applies mostly to private sector retirement plans, such as 401(k)s, SEPs, SIMPLEs, and 403(b) plans that fall under ERISA. The administration believes the rule is needed because conflicts of interest are causing 401(k) participants and IRA owners to pay higher fees, resulting in smaller account balances.

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About Financial Advisor Tim Hayes

No cookie-cutter solutions

As an independent financial advisor, I have access to many financial products, including mutual funds, ETFs, stocks, bonds, annuities, and life insurance programs. I use these and other products to build custom solutions for people, according to their individual needs and goals

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