Investment Adviser and Broker-Dealer Services
Registered with Cambridge Investment Research, Inc., a broker-dealer with over 3,000 Registered Representatives nationwide. Investment Adviser Representative at Cambridge Investment Research Advisors, Inc., a $94B RIA based in Fairfield, IA. I have held an industry securities registration for 26 years and am subject to SEC and FINRA oversight.
Financial Advisor Services
I help both individuals and businesses reach their goals. With no proprietary product requirements or quotas, you benefit from objective advice.
- Wealth Management, Financial Planning & Retirement Planning advice for your brokerage accounts, Rollover IRA’s, 401(k)s, 403(b), annuities, 529 plans, etc. I can also help you with your life and disability insurance.
- Advise companies on their 401(k) plans, SEPs, SIMPLE, 403(b), ESOP, and Define Benefit Plans. Help with group life and disability.
- Help executives and partners design their deferred compensation plans, key employee insurance, and buy-sell agreement review.
More About Tim and Cambridge
Harvard University recently invited Financial Advisor Tim Hayes to talk with students about their personal financial planning. During those meetings, Tim learned that students have both private and government-sponsored student loans.Read More
Timothy P. Hayes, Earns Accredited Investment Fiduciary Designation from the Center of Fiduciary Studies
The AIF designation specifies special knowledge of fiduciary responsibility and the ability to implement policies and procedures that meet a defined standard of care. The Designation is the cumulation of a rigorous training program, which includes a comprehensive, closed-book final examination under the supervision of a proctor, and agreement to abide by the Code of Ethics.Read More
San Diego, CA, September 3, 2013 – The Institute of Business & Finance (IBF) recently awarded Tim Hayes with the first nationally recognized mutual fund designation, CFS® (Certified Fund Specialist®). This graduate-level designation is conferred upon candidates who complete an 135+ hour educational program focusing on closed-end funds, mutual funds, ETFs, REITs, UITs and modern portfolio theory. Over $12 trillion is invested in mutual funds in the United States; half of all households own shares in at least one mutual fund.Read More