Financial and Retirement Planning

Expert and highly personalized financial planning and retirement planning solutions

About Financial Advisor Tim Hayes

Tim is a financial advisor that knows how to adjust your financial strategy to adapt to the change’s life throws at you.

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Public School Employees Are Eligible for Two Tax-Favorable Retirement Plans

Public School Employees Are Eligible for Two Tax-Favorable Retirement Plans

By: Tim Hayes Financial Advisor - posted in: Financial and Retirement Planning - Last updated Mar 10, 2019

For the past 26 years, I’ve had the pleasure of providing financial advice to educators as their financial advisor for their 403b plans. During this time, I have accumulated a reservoir of knowledge on your retirement system, the social security offset/windfall elimination, 403b plans, and other financial issues specific to educators

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It Is Not Your Fault You Retired When the Stock Market Was High and Interest Rates Are Low

It Is Not Your Fault You Retired When the Stock Market Was High and Interest Rates Are Low

You just retired. Along with a great career, you have built up a substantial 401(k) balance. It took a while, but you got the hang of investing in equities: never comfortable with the ups and downs, but always focusing on long-term growth.

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