Investment Advisor

Helping you make smart investment decisions for every stage of your life, under all market conditions.

What the New Department of Labor (DOL) Fiduciary Rule Means to You

What the New Department of Labor (DOL) Fiduciary Rule Means to You

By: Tim Hayes Financial Advisor - posted in: Employers Investment Advisor - Last updated Jun 17, 2019

The Fiduciary Rule applies mostly to private sector retirement plans, such as 401(k)s, SEPs, SIMPLEs, and 403(b) plans that fall under ERISA. The administration believes the rule is needed because conflicts of interest are causing 401(k) participants and IRA owners to pay higher fees, resulting in smaller account balances.

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Economist Warn Investors About Inflation, Again

Economist Warn Investors About Inflation, Again

By: Tim Hayes Financial Advisor - posted in: Investment Advisor - Last updated Jun 17, 2019

Over the past few years, some highly respected economists have been alarming investors with their predictions that the Federal Reserve’s quantitative easing (QE) program fuels inflation. When inflation heats up, interest rates rise, and investors who own both stocks and bonds see the value of their bonds fall.

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Taking Stock In Overseas Investing

Taking Stock In Overseas Investing

By: Tim Hayes Financial Advisor - posted in: Investment Advisor - Last updated Jun 19, 2019

Because different countries have different currencies, overseas travel is usually more complicated than domestic travel. Likewise, overseas investing is more complex than domestic investing. However, just as foreign travel adds diversity to your travel experiences, so foreign assets add diversification to your portfolio.

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About Financial Advisor Tim Hayes

Independent Financial Advisor

Registered with Cambridge Investment Research, Inc., a broker-dealer with over 3,000 Registered Representatives nationwide. Investment Adviser Representative at Cambridge Investment Research Advisors, Inc., a $94B RIA based in Fairfield, IA. I've held an industry securities registration for 26 years and am subject to SEC and FINRA oversight.

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