Experience and Knowledge You Can Trust
I have been a professional financial adviser for twenty-six years. I specialize in building custom portfolios for people.
Access to Thousands of Mutual Funds, ETFs, Annuities, and Life and Disability Plans, I have all the tools individuals, companies, and not-for-profits need.
Because I am independent financial advisor, there are no requirements to use a specific tool. Therefore you benefit from advice and products tailored to meet your unique financial needs.
Check out my about page to learn more!
Why Should I Hire You?
How Much Do You Charge?
Some clients prefer to pay an hourly fee. This is ideal for customers that want financial planning, retirement planning, or wealth management advice but don’t want to move their accounts.
Others prefer the commission model. Commission varies by product.
Do We Need to Meet in Person
Don’t know what kind of investment to make?
Every smart investment decision starts with listening to you and asking you the right questions, which include:
- What are your short-term and long-term financial goals?
- What kinds of financial assets are you working toward?
As an independent financial advisor, I have access to many financial products, including mutual funds, ETFs, stocks, bonds, annuities, and life insurance programs. I use these and other products to build custom portfolios for people, according to their individual needs and goals.
My wealth management combines financial and investment advice with retirement planning. I can help you make smart wealth management decisions for every stage of your life, under all market conditions.
Mutual Funds & ETFs
Tim provides a mutual fund and ETF due diligence selection process using fi360. Screening 10,000+ funds down to a couple hundred eligible for use in your portfolio. The process screens for manager tenure, fees, performance, and style.
Not sure which retirement plan is best for you?
I build and manage retirement accounts for individuals with IRAs, Massachusetts public-school teachers with 403(b) accounts, and business owners for whom I design and manage SIMPLE, Solo 401(k) plans, and SEP Plans.
I also help employers to improve their 401(k) plans.
I advise you on rollovers from your employer’s retirement plan, including plans in which you own company stock. I then design strategies for income planning during retirement.
I build and manage the portfolios of individuals with Rollover IRAs, public school teachers with 403(b) accounts, and business owners, for whom I design and manage SIMPLE and SEP plans.
I build a template for your company’s 401(k) or ERISA 403(b) plan and produce plan-specific investment recommendations and reports as well as fee and compliance reports, all of which are now required by the government.
Make an Appointment
Free consultation at your home, office, or favorite coffee shop