About Me

Investment Adviser Representative at Cambridge Investment Research Advisors, Inc., a $94B RIA based in Fairfield, IA. I am also registered with Cambridge Investment Research, Inc., a broker-dealer with over 3,000 Registered Representatives nationwide.



Boston-based Independent Financial Advisor Tim Hayes provides comprehensive 401(k) consulting services for employers of all sizes in MA, RI, NH and ME.

The Best Interest Contract Exemption and Commissions

It Is Not Your Fault You Retired When the Stock Market was High and Interest Rates Were Low

You just retired. Along with a great career, you have built up a substantial 401(k) balance. It took a while, but you got the hang of investing in equities: never comfortable with the ups and downs, but always focusing on long-term growth.

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