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Mutual Funds

Managing Your Money: Active vs Passive Investing

By: Tim Hayes Financial Advisor - posted in: Investing - Last updated Jan 15, 2019

With index investing, investors buy a basket of stocks or bonds. (Investors cannot directly invest in an index.) The most popular index is probably Standard & Poor’s 500 (S&P 500), which tracks the 500 largest companies on the NYSE or NASDAQ and is a staple in the menu of investment choices that many of you have in your 401(k)-plan.

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Managing Your Money: Active vs Passive Investing

Investing in an Overpriced Stock Market

By: Tim Hayes Financial Advisor - posted in: Investing - Last updated Jan 15, 2019

The U.S. stock market has come a long way from its Great Recession low. That low, at which the S&P 500 bottomed out at 666 on March 9, 2009, is what has been called “the Haines’ bottom,” named after legendary CNBC anchor Mark Haines.

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Investing in an Overpriced Stock Market

How Much of Your Portfolio Should Be Invested Overseas Stocks and Bonds

By: Tim Hayes Financial Advisor - posted in: Investing - Last updated Jan 15, 2019

Because different countries have different currencies, overseas travel is usually more complicated than domestic travel. Likewise, overseas investing is more complex than domestic investing. However, just as foreign travel adds diversity to your travel experiences, so foreign assets add diversification to your portfolio.

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Boston Magazine Five Star Wealth Managers 2018

Diversification and Rebalancing: A Retirement Saver’s Best Friend

By: Tim Hayes Financial Advisor - posted in: Investing - Last updated Jan 15, 2019

Diversification is the proverbial don’t put all your eggs in one basket. So within an asset class like bonds, a diversified investor owns treasury bonds, corporate bonds, high-yield bonds, and international bonds, benefiting from the fluctuations from year to year in returns.

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Diversification and Rebalancing: A Retirement Saver’s Best Friend

Certified Mutual Fund Specialist Program Institute of Business & Finance

By: Tim Hayes Financial Advisor - posted in: In the News - Last updated Jan 15, 2019

San Diego, CA, September 3, 2013 – The Institute of Business & Finance (IBF) recently awarded Tim Hayes with the first nationally recognized mutual fund designation, CFS® (Certified Fund Specialist®). This graduate-level designation is conferred upon candidates who complete an 135+ hour educational program focusing on closed-end funds, mutual funds, ETFs, REITs, UITs and modern portfolio theory. Over $12 trillion is invested in mutual funds in the United States; half of all households own shares in at least one mutual fund.

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