About Me

Investment Adviser Representative at Cambridge Investment Research Advisors, Inc., a $94B RIA based in Fairfield, IA. I am also registered with Cambridge Investment Research, Inc., a broker-dealer with over 3,000 Registered Representatives nationwide.

Subscribe

Mutual Funds

Tim provides a mutual fund and ETF due diligence selection process using fi360. Screening 10,000+ funds down to a couple hundred eligible for use in your portfolio. The process screens for manager tenure, fees, performance, and style.

Boston Magazine Named Tim Hayes a 2018 Five Star Wealth Manager

Is it a Smart Idea to Reduce Taxes If a Big Buyer of Your Debt Stops Buying?

You have probably heard conversations where people worried about what would happen to interest rates if China stopped buying our government debt. Moreover, before China, people were concerned about Japan.

Read More
Is it a Smart Idea to Reduce Taxes If a Big Buyer of Your Debt Stops Buying?

Investing in an Overpriced Stock Market

The U.S. stock market has come a long way from its Great Recession low. That low, at which the S&P 500 bottomed out at 666 on March 9, 2009, is what has been called “the Haines’ bottom,” named after legendary CNBC anchor Mark Haines, who called the bottom of the market’s plunge on the air. (Sadly, Mark passed away in March of 2011.)

Read More
Investing in an Overpriced Stock Market

Managing Your Money: Active vs Passive Investing

With index investing, investors buy a basket of stocks or bonds. (Investors cannot directly invest in an index.) The most popular index is probably Standard & Poor’s 500 (S&P 500), which tracks the 500 largest companies on the NYSE or NASDAQ and is a staple in the menu of investment choices that many of you have in your 401(k)-plan.

Read More
Managing Your Money: Active vs Passive Investing

403b Plan Advisors Massachusetts

For the past 26 years, I’ve had the pleasure of providing financial advice to educators as their financial advisor for their 403b plans. During this time, I have accumulated a reservoir of knowledge on your retirement system, the social security offset/windfall elimination, 403b plans, and other financial issues specific to educators

Read More