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Stock Market

Managing Your Money: Active vs Passive Investing

By: Tim Hayes Financial Advisor - posted in: Investing - Last updated Nov 29, 2018

With index investing, investors buy a basket of stocks or bonds. (Investors cannot directly invest in an index.) The most popular index is probably Standard & Poor’s 500 (S&P 500), which tracks the 500 largest companies on the NYSE or NASDAQ and is a staple in the menu of investment choices that many of you have in your 401(k)-plan.

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Managing Your Money: Active vs Passive Investing

Investing in an Overpriced Stock Market

By: Tim Hayes Financial Advisor - posted in: Investing - Last updated Nov 30, 2018

The U.S. stock market has come a long way from its Great Recession low. That low, at which the S&P 500 bottomed out at 666 on March 9, 2009, is what has been called “the Haines’ bottom,” named after legendary CNBC anchor Mark Haines.

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Investing in an Overpriced Stock Market

How Much of Your Portfolio Should Be Invested Overseas Stocks and Bonds

By: Tim Hayes Financial Advisor - posted in: Investing - Last updated Nov 29, 2018

Because different countries have different currencies, overseas travel is usually more complicated than domestic travel. Likewise, overseas investing is more complex than domestic investing. However, just as foreign travel adds diversity to your travel experiences, so foreign assets add diversification to your portfolio.

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Net Unrealized Appreciation (NUA) 401k Rules

The Impact of Tax Cuts on Your State Income Taxes and Your Investment Strategy

By: Tim Hayes Financial Advisor - posted in: Investing - Last updated Nov 29, 2018

The big winners from the new congressional tax bill are corporations, which will see their tax rates reduced from 35% to 21% while keeping most of their deductions. However, second but little-talked-about winners are state governments, mainly in those forty or so states that align their tax codes with the federal system.

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The Impact of Tax Cuts on Your State Income Taxes and Your Investment Strategy

Diversification and Rebalancing: A Retirement Saver’s Best Friend

By: Tim Hayes Financial Advisor - posted in: Investing - Last updated Nov 29, 2018

Diversification is the proverbial don’t put all your eggs in one basket. So within an asset class like bonds, a diversified investor owns treasury bonds, corporate bonds, high-yield bonds, and international bonds, benefiting from the fluctuations from year to year in returns.

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