About Me

Investment Adviser Representative at Cambridge Investment Research Advisors, Inc., a $94B RIA based in Fairfield, IA. I am also registered with Cambridge Investment Research, Inc., a broker-dealer with over 3,000 Registered Representatives nationwide.


Tax cuts and tax policy play an essential role in your wealth management and retirement planning decisions. Tax laws and changes also can have an impact on the economy and interest rates.

Public School Employees Deferral Catch-Up Options

403b Plan Advisor for Teachers and Administrators in Massachusetts

By: Tim Hayes Financial Advisor - posted in: Financial & Retirement Planning - Last updated Nov 19, 2018

For the past 26 years, I’ve had the pleasure of providing financial advice to educators as their financial advisor for their 403b plans. During this time, I have accumulated a reservoir of knowledge on your retirement system, the social security offset/windfall elimination, 403b plans, and other financial issues specific to educators

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